12 MORE WAYS TO SHOW LOVE WITHOUT SPENDING MONEY

Many people say that if they won the lottery, they would take all of their loved ones abroad. People love to treat the people they care about, and nothing is better than a big holiday together!

But what if you haven’t won the lottery? Most people can’t afford to spend lots of money on their friends, but they still want to show them that they are loved and appreciated.

Here are 12 more easy ways to show love without spending money.

1. Invite them out with your other friends. Everyone loves to feel included!

2. Send them a funny video on YouTube that you know will make them crack up.

3. Compliment something many people don’t acknowledge, like their impressive work ethic or ability to always be fair and reasonable.

4. Send them a picture of you two together so you can reminisce on the awesome memories.

5. Notice and congratulate them whenever they work hard for something.

6. Be there for them when they are upset or angry. Listen to them talk, and offer advice when they are ready.

7. Make them a home-made card and write a meaningful note inside. It doesn’t matter if it doesn’t look amazing – it is the thought that counts, and it is likely that your friend will treasure it forever.

8. Ask them how they are every time you see them. Always take the time to listen to their answer, and look out for any signs that they may be having a tough day.

9. Ask how their big day went. Everyone has presentations, projects and deadlines, and some days are tougher than others. It always feels great to know that someone is silently supporting you when you having an eventful/hard day.

10. Bring their favorite snack whenever you meet up with them as a surprise.

11. Remember the little things that they tell you.

12. Tell them “I love you.”

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20 EASY WAYS TO SAVE MONEY

Most of us would like a little extra money, but saving can often seem like a dull and intimidating task. It doesn’t have to be that way – check out 20 easy ways to save money here.

 

  1. Wait 30 days before buying  yourself a new treat (like a new phone, or new shoes) and see if you still want it a month later.
  2. Make sure you eat a good breakfast. This means you will spend less on an expensive lunch.
  3. Delete your card numbers from your online account. Instead of freely and quickly buying anything you want, this means you have to find your card and type in the details each time – and you will be surprised by how often you change your mind.
  4. Swap babysitting with your neighbors – if you like each other!
  5. Stop collecting and start selling.
  6. Check out free events in town that you can do in your spare time instead of visiting an expensive bar or restaurant.
  7. Cook at home whenever you can.
  8. Create a weekly budget.
  9. Cancel any club memberships that you don’t use.
  10. Take lunch with you to work (and a thermos of coffee).
  11. Avoid shopping in huge malls that tempt you.
  12. Cancel unnecessary magazine subscriptions.
  13. Don’t do your food shopping while you are hungry, thirsty or upset.
  14. Don’t spend lots of money on entertaining your children or throwing parties for your friends.
  15. Buy second-hand whenever you can.
  16. Try to fix broken things yourself – there are lots of handy tutorials on Youtube!
  17. Avoid fast food and try to freeze leftovers so you always have something tasty to eat.
  18. Check the grocery stores in your area – are you shopping at the cheapest one?
  19. Try cheaper brands of products that you already use.
  20. Do your Christmas shopping right after Christmas.

 

What do you think of these suggestions? Do you have any of your own? Let me know with a comment!

4 UNEXPECTED WAYS YOU CAN SAVE MONEY

4 UNEXPECTED WAYS YOU CAN SAVE MONEY

Many people want to save a little extra money. It could be for Christmas, rent, a new car or a holiday. Saving may seem tough, but it is easy to save money every day by making a few small changes to your lifestyle.

Check out 4 unexpected ways you can save money without making huge changes to your lifestyle.

1. Carry a watch with you

Being a good time-keeper will save you money as it keeps you from being late, which results in people spending extra money on taxis and transport. A watch is better than your phone as the time is always visible, rather than being hidden away in your pocket. When you actually see time in front of you, you will become time-conscious and better at sticking to a schedule.

2. Always carry a bottle of water with you

Drinks from coffee shops and the mall are normally extremely overpriced, so carrying water around with you gives you a free alternative that is equally refreshing. This is also a great way to stop yourself falling into the habit of buying an overpriced drink every day.

3. Make your own lunch and snacks

Bread and sandwich fillings from the supermarket are reasonably priced. However, a pre-made sandwich from the same supermarket is likely to be overpriced and low in nutrition. Choose the cheap, healthy option by making your own snacks and lunch at home and taking out with you.

4. Start paying with cash instead of card

Many people pay on card because it is more continent than cash, but doing this can mean you actually end up spending more. Having real, physical money in your hand gives the money a sense of realness, whereas paying on card removes the feeling of loss. Try carrying $40 in your wallet with you as an alternative and see how much money you save!

Are you saving money? If you are, what are you saving up for? Let me know with a comment!

Quick tips on finance

Would you like to save money without making big financial changes? Most people would love to have a little extra money at the end of the month, but they have outgoing expenses that they can’t change and they are not sure how to.

However, there are a few super-easy tips that you can follow to save money and gain more financial security – check them out here.

1. Compare online prices before you buy something – you may find the same item for less on a different website, and there are often cheaper alternatives on price comparison websites.

2. Sell the items you no longer use – many people have valuable items around their house that they no longer have any use for. Great ideas are old instruments, books, ornaments or furniture you no longer use.

3. Buy things that you need, rather than things society says you need – many people buy things they think they need but actually don’t. Do you really care about upgrading your phone? Do you regularly watch TV or do you prefer to use Netflix?

4. Do your food shop after writing your weekly budget – this means you will remain conscious of over-spending, and you will avoid expensive treats.

5. Prioritize paying off debt – expensive interest rates increase your debt if you put it off, so focus on clearing off your debts, starting with your high-interest debt.

What do you think of these tips? Do you have any simple financial tips that could be useful to others? Share your ideas with me!

Common Money Mistakes People Wish They Had Realized In Their 20s

Common Money Mistakes People Wish They Had Realized In Their 20s

Hey everyone!

Do you want to be financially secure?

I recently wrote a piece called ‘Common Money Mistakes People Wish They Had Realized In Their 20s’; http://www.lifehack.org/articles/money/10-common-money-mistakes-people-wish-they-realized-their-20s.html

I don’t share much of my work on my blog, but I want to provide helpful information in various areas. I mostly try to write content about productivity, work, business and being self-employed. However, money advice is always useful for some people. Let me know if you want to see more posts about saving money and getting rid of debt. And thank you, as always, for reading! 🙂